You dream of loyal, dedicated, long-term employees.

They dream of the benefits to live fully and the security to retire comfortably. How do you reconcile the two paths?

Benefits Packages

We understand that employee benefits and health plans entail enormous complexity and detail. Well-versed and experienced in their twists and turns, we’ll help you navigate toward the ideal plan for your business and your employees.

We’ll work with you to design a package that’s as extensive or simplified as you want it to be. Choose from traditional and innovative options including:

  • Health
  • 529 Plans
  • Life
  • Long-term care
  • Prescriptions
  • Flexible Spending Accounts
  • Disability
  • Health Savings Accounts
  • Dental
  • Health Reimbursement Arrangements
  • Vision

Every year, we carefully review your plan components to help ensure we’re on target for you and your employees. As the plan sponsor, your annual assessment includes discussions on economic strategies, industry trends, renewal rates, optional plan designs, alternative carriers and final plan recommendations. In open enrollment meetings, your employees will learn about adjustments to plan design, economic industry trends, reasons for changes and plan choices.

But we don’t stop there. As your local relationship manager, we take communication farther, ensuring employees have access to the information they need to make the right choices and the resources they need to manage their benefits. That includes regular employee workshops on topics like budgeting, investments, retirement and estate planning; annual employee education meetings; and a toll-free direct line to dedicated representatives standing by for questions or claims advocacy.

At CG Financial Services, we understand the importance of providing timely and responsive service to our clients. We strive to exceed expectations in meeting our client’s needs while managing their employee benefit programs. Our staff is ready to assist you and your employees.


* Neither asset allocation nor diversification guarantee a profit or protect against a loss in a declining market.  They are methods used to help manage investment risk.