From decoding key ERISA regulations to keeping abreast of fees and providing educational support to workers, there are many responsibilities that sponsors possess. Some business owners even forgo offering a… Read More
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Protecting Your Family Article
Understanding Guardianship for Older Adults
One day you may find yourself involved in guardianship proceedings for an elderly parent or relative. Here’s an overview of what guardianship means today, how the court evaluates the adult,… Read More
Retirement & Lifestyle Planning Article
Taking the Stairs Up and the Elevator Down
We were treated to one of the greatest bull markets in modern history during the last decade. It’s not that we didn’t experience sell-offs. We did. During 2011 and 2018,… Read More
Employee Health and Welfare Article
Beneficiary Designations – Who will get your money?
Although not a pleasant topic, it is an important one – Who is the named beneficiary of your retirement account should you pass away? When you enrolled in your retirement… Read More
Is Participant Choice a “Get Out of ERISA Court Free Card”?
Finally, something everyone could agree on — at least on the Supreme Court of the United States. The question before the court in Hughes v. Northwestern University was the plausibility… Read More
PEPs Revisited with Reproposed IRS Rule
The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 enables two or more businesses to form a pooled employer plan (PEP) regardless of whether they’re related by… Read More
Behavioral Finance and Plan Design: Four Ways to Boost Participation
Though many employees are aware that behaviors such as enrolling in and contributing sufficiently to their company 401(k) can help them prepare for a successful retirement, too often they fail… Read More
Retirement & Lifestyle Planning Article
Parental help: empowering or enabling?
When a parent is considering giving or lending a child money, the key question is whether it’s empowering or enabling. You need to structure a transfer that is best for… Read More
Retirement & Lifestyle Planning Article
The Fed Gears Up for Shock and Awe
Since the beginning of the year, the markets have been rattled by persistently high inflation and the question of how the Federal Reserve might respond. Unlike the rate-hike cycle of… Read More