Market Update: Fourth Quarter 2020

Investors enjoyed a stunning quarter in global stock markets. The S&P 500 added 12%, finishing the year up over 18%. Small cap stocks entered the quarter with negative returns on the year, but increased a stunning 31% in Q4. The Aggregate Bond Read More

2020 End of the Year Letter

To Our Valued Clients, Happy New Year! First and foremost, our thoughts and prayers are with you and your loved ones during these uncertain times. 2020 was a challenging year and we continue to monitor the ever-changing dynamics in our industry, the Read More

The Difference Between Good and Bad Debt

Some debts are worth assuming, but others exert a drag on retirement saving. Who will retire with substantial debt? It seems many baby boomers will – too many. In a 2014 Employee Benefit Research Institute survey, 44% of boomers Read More