Is your cash working for you (or your bank)?
You worked hard to build up your savings but is it really working for you? The national average yield for bank savings accounts is minimal in comparison to yield opportunities available in today’s higher interest rate environment. Investors might be missing the opportunity for more attractive yields—and better long-term returns.
Inflation is eating away at the real purchasing power of your cash. While yields on cash equivalents are much more attractive today, yields on short-term, investment-grade bonds are also higher than they have been in years. Those higher yields have historically translated to higher total returns.
Make your cash work harder with our Cash Management solution. CG Financial can create a custom solution built around your needs:
- Interest bearing accounts – offering competitive rates of return on cash balances with the flexibility to access your funds at short notice.
- Fixed term deposits – providing attractive fixed interest rates on an otherwise un-invested cash position over a set time period determined by you.
- Treasury and corporate bond management – for clients with longer-term cash objectives or differing investment requirements, CG Financial can offer a tailored solution designed to meet your specific risk/return criteria.
Effective cash management is essential to ensure financial stability and long-term success. While the average bank savings account rate is low, it is not a rate you should settle for. As the interest rate environment changes over time, our investment team will seek opportunities based on your cash management objectives and cash flow requirements.
Our solutions can be tailored to provide short-term liquidity, fixed rates based on a time frame determined by you, FDIC protection, or longer-term solutions based on your risk and return criteria.