Most companies and organizations’ human resources departments and C-suites are seeking efficiencies and risk mitigation for their entities. For those, and a myriad of other, reasons 3(38) fiduciary discretionary investment… Read More
Insights
Big Tax Breaks for Business Owners (February 2022)
Retirement plans such as 401K’s and Profit Sharing Plans offer the opportunity to save for retirement and reduce taxable income. A 401K allows owners and employees to defer pay and… Read More
Protecting Your Assets Article
Are you ready to tackle Estate Planning basics in 2022?
The events of the past two years have caused (or should have caused) people to take a look at their estate planning, or lack thereof, to examine how world events,… Read More
Protecting Your Assets Article
Creating a Financially Organized Life
Here’s how to get a jump-start on creating a system to organize your bills, statements, policies, and other financial paperwork. View the PDF Here. Copyright © 2022 by Horsesmouth,… Read More
Retirement & Lifestyle Planning Article
How to follow through on New Year’s resolutions
The new year is the perfect break in the calendar that allows us to take off the old and put on the new. It’s like turning the page. It’s a… Read More
Retirement & Lifestyle Planning Article
Market Update: Fourth Quarter 2021
The fourth quarter of 2021 was another positive time for US stock markets. This brought year-end performance well above historic averages. Developed International stocks advanced also, though to a lesser… Read More
When Does a Participant Loan Become a Deemed Distribution?
A recent IRS Issue Snapshot (link below) affirms that a participant loan is a legally enforceable agreement and terms of the loan agreement must comply with Internal Revenue Code (IRC… Read More
The Auditors Are Coming — Are You Ready?
No one wants to be caught flat-footed when the auditors come calling. And with a new standard issued by the American Institute of Certified Public Accountants (AICPA), both the auditors… Read More
Retirement & Lifestyle Planning Article
Financial Wellness: What does it Need to Work?
Financial Wellness Needs a Long and Short Game to Work for Both Participants and Organizations In the retirement plan industry, all too often we tend to conflate financial wellness with… Read More