We were treated to one of the greatest bull markets in modern history during the last decade. It’s not that we didn’t experience sell-offs. We did. During 2011 and 2018,… Read More

When a parent is considering giving or lending a child money, the key question is whether it’s empowering or enabling. You need to structure a transfer that is best for… Read More

Since the beginning of the year, the markets have been rattled by persistently high inflation and the question of how the Federal Reserve might respond. Unlike the rate-hike cycle of… Read More

Working full-time and then abruptly stopping work at age 65 is no longer the only possibility for retirement. “Downshifting” allows for a more gradual process, benefiting employers and employees. I… Read More

The first three months of 2022 were challenging for most investors, regardless of risk tolerance. Major US stock and bond markets were down in the five-percent area. Global stock markets… Read More

Market volatility is scary. We get it. The last thing you want to do is lose a large portion of your nest-egg when you’re in the retirement red-zone. In this… Read More

It wasn’t that long ago when our money and assets were safe, or at least there was a high degree of perceived safety. Investment accounts were secured by SIPC insurance…. Read More

So much about financial wellness has to do with cultivating a mindset that favors delayed versus immediate gratification. In the language of behavioral economics, the tendency to prefer short-term rewards… Read More

The new year is the perfect break in the calendar that allows us to take off the old and put on the new. It’s like turning the page. It’s a… Read More